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How Do You Determine How Much Coverage You Need?

Insurance for your family members!


In a recent study published by LIMRA, fewer of us today have ensured the financial future of our loved ones. In 2010, it was found that only 44 percent of U.S. households have individual life insurance, and 30 percent of U.S. households have no coverage.


Providing for our loved one’s well-being today and into the future is the ultimate selfless act of love. Life insurance is one of the most cost-effective ways to ensure that, should anything happen to you, all or part of your income is adequately replaced to ensure the financial future of your loved ones.”


The LIMRA study also found that in households with children under age 18, 11 million have no coverage whatsoever.


How do you determine how much coverage you need?


groupwebsiteIn most cases, the younger you are, the more coverage you need to replace the loss of income for your family.  A policy can ensure your family may continue to pay the monthly mortgage, provide for your children’s college education fund, cover your medical expenses, and ensure your family can support their day-to-day living expenses.


If you think about it, purchasing a policy is mainly because you love someone. It guarantees that if something were to happen to you, your loved ones would be cared for financially.


Researching and finding coverage is easier than ever. To determine the coverage you need, there are several online resources to explore and shop online privately, securely, and conveniently to receive a term life quote.


Don Westerfeld 2/20/2011 9:39:00 PM

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